Personal & Commercial Insurance Policies

Sam Heron Insurance Agency, Inc. carries a variety of insurance policies for all of your needs. Based in Lapeer, Michigan, we provide coverage for your home, vehicle, business, and also life.


Whether you are a current homeowner, looking to purchase a home, renting an apartment, or need to insure a vacant house, we have the perfect insurance policy to fit your needs.

• Home Insurance • Rental & Vacant Home Insurance • Renters & Condo Insurance • Mobile/Manufactured Home Insurance


Coverage options are also available for toys such as snowmobiles, plus watercraft like motorboats and yachts. We offer high-risk insurance with either full coverage or liability only for:

• Auto • Motorcycle • Toys • Watercraft


Make sure your business and employees are protected while they're at work. With our customizable insurance policies, we are able to offer the perfect level of coverage at prices that your business can afford. We specialize in Small Business, Start-ups, and Contractors. We offer policies including:

• General Liability • Work Comp • Commercial Auto • Commercial Package


Secure your legacy with a life insurance policy. We carry coverage for term, whole, and universal life insurance, which depends on your needs, pre-existing conditions, and age.

File A Claim

If you should have a claim to file during business hours, please don’t hesitate to call our office. Our agents can handle your claim personally so you that you don't have to call an 800 number. If you wish to file it directly with the company, please call the number below for your specific company:

Pioneer: 1-800-837-7674
Fremont: 1-800-550-0325
Progressive: 1-800-PROGRESSIVE
Arrowhead: 1-877-277-7740

Business Man - Insurance Policies
Petplan Pet Insurance
Fire - Insurance Policies

Contact us to protect yourself and your assets with one of our secure insurance policies.

Independent Insurance Agent Logo - Independent Agency

 Pioneer State Mutual Logo - Independent Agency

Progressive Logo - Independent Agency


 Fremont Insurance